We suppose it’s inevitable. Scammers are taking advantage of confusion about the Affordable Care Act, otherwise known as Obamacare. The Federal Trade Commission (FTC) warns that scammers are trying to convince people to give personal information and money for a program that doesn’t exist yet.

Those who are uninsured, or who buy their own insurance can sign up for the Health Insurance Marketplace starting October 1, 2013. You can’t sign up before then. You can, however, learn about the choices available. Go to HealthCare.gov or call 1-800-318-2596, 24 hours a day, seven days a week to talk with a customer service representative.